Life is Difficult

What makes life difficult is that the process of facing and solving problems is a painful one. Problems cause 31________ , anger, fear or despair. These are 32________feelings, often as painful as any kind of physical pain. And since life 33________an endless series of problems, it is 34________difficult and is full of pain as well as joy.

Yet it is in this process of 35________and solving problem that life has its meaning. Problems call forth our 36________and our wisdom. It is only because of problems that we grow 37________ and spiritually. When we want to encourage the 38________ of the human spirit, we encourage the human capacity to solve problems, just as in school we deliberately 39________ problems for our children to solve. It is through the pain of confronting and resolving that we learn. It is for this reason that 40________people learn not to fear but actually to welcome problems and actually to welcome the pain of problems.

Remaining Active

Our body is an amazing object. 26________ If you are inactive most of the time, your body will quickly become tired when it should be active. But if you are very active, your body will get used to the hard work, and the work will become easier for you to do.

Physical activity can help people remain active and stay healthy.27 ________ It also helps people sleep better. This is why active students don't complain about being tired. They have a good night's sleep and have the energy to study hard and have fun every day.

Physical activity also makes people look and feel good. Activity burns more calories（卡路里） than just sitting. 38________ In addition, regular exercise can make your muscles and bones stronger. There are many factors to look at when you select a new physical activity. The most important is to choose something you enjoy. If you like jumping rope, that is the activity you should do. 29________ In fact, two days of basketball, three days of swimming, and two days of bicycling can be more fun than jogging every day.

30 ________ Some skills will improve with practice while others may always be difficult for you. If you enjoy an activity, feel free to do it. No one cares whether you can do it well or not, and you don't need to care about it either. Whatever activity you choose, remain active. It can make you physically fit and healthy for life.

Planning is 41___ (importance) in almost anything you do. No matter what you are doing, taking the time to plan ahead can help you reach your goal. The purpose of insurance is to help you plan for 42___ (expected), costly emergencies. Probably, the most important kind of insurance is 43___ (medicine) insurance. Medical insurance can be very expensive. The cost for this kind of insurance is going up. Like most people, you may not be 44___ (ability) to afford all of the insurance you might need. Many people think that if you could only 45___ (affordable) one kind of insurance, you should buy health insurance. If you can afford only a small quantity of health insurance, it is best to 46___ (insurance) yourself against the big unexpected costs and pay the smaller common 47___ (bill) yourself. There are different kinds of insurance you can get. Hospital Expense insurance will pay for any costs you get while having to be in a hospital. Surgical Expense insurance will pay for the doctor to 48___ (operation) on you. 49___(regularity) Medical insurance will pay for any non-surgical  50___(treat).